Structured Settlements usually arise from a personal injury lawsuit where an individual agrees to receive periodic payments over time versus a lump sum.  Over time a person’s needs may change and they need access to the future periodic payments to meet their current needs.  Reliance Funding can help accelerate those future payments you’re entitled to and get access to that money today.

Reliance Funding is a direct buyer of structured settlement payments.  That means you will experience no hassle, faster payouts and up to 50% more cash than other structured settlement buyers. Contact us to obtain an estimate on the current value of your payments and learn more about our service.

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Type of Payment You are Selling

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Life Contingent Settlements

Certain structured settlement, lottery or annuity policies provide for payments as long as you are alive. The payments are considered “Life contingent payments”. People often want to sell these payments because they can receive guaranteed cash today for payments they may never receive in the future. 

Your Goals

Reliance Funding’s team of professionals are dedicated to helping people meet their financial goals. We can help by converting your future structured settlement, lottery or assignable annuity payments into dollars than can be beneficial today. The following are examples of goals we help people achieve:

  • Purchase or renovate a home
  • Reduce debt
  • Buy a car
  • Pay for education
  • Invest in a new business
  • Cover medical expenses


Our Structured Settlement transfer process is broken into three simple Steps:

Contact Us

Complete Paper Work

Get Your Cash

Frequently Asked Questions:

What is a structured settlement?

A structured settlement is a fixed sum of money paid over a specific period of time. Usually structured settlements are financial agreements that result when you win or settle a personal injury case for a large amount of money.

Can I sell my structured settlement payments?

Structured settlements can be sold in most cases. Other types of payment streams such as pension payments, workman’s compensation payments or government issued payments are not transferrable. If you are unsure whether or not your structured settlement can be sold, give us a call or apply online. One of our executive buyers can quickly answer any questions you have regarding the assignability of your structured settlement.

Do I have to sell my entire structured settlement payment stream?

Typically you have the option to sell as much or as little of your remaining structured settlement payment stream as you want. Reliance Funding can provide you with a full buyout quote as well as partial buyout quotes to address your current needs.

Can I sell my structured settlement to different companies?

As the holder of a structured settlement, you are free to choose a buyer for any remaining structured settlement payments. Before choosing a company to work with, you should request quotes from multiple companies and investigate the credentials of each company. You are not required to do any future deals with the same company.

What is the process for selling my structured settlement payments?

The first step in selling a structured settlement is making the decision to sell. Once you decide to sell your structured settlement, it is time to choose a settlement buyer and decide how much of your structured settlement you are interested in selling.

Do I have to hire an attorney to sell my structured settlement payments?

Certain states require you to hire and meet with an Independent Professional Advisor at some point during the transfer process.  Reliance Funding works with its local counsel to process the appropriate court paperwork to finalize your transaction.

What documents will I need?

In order to sell your structured settlement, Reliance Funding will need to see settlement verification, which we can obtain directly from the insurance company, and proof of residence – typically in the form of a state issued ID.

Will I be required to show up in court?

Whether you need to show up in court depends on the state you reside in and the specifics of your settlement agreement. In certain instances you may be required to appear at a court hearing and submit all relevant financial information to the judge. The judge will then decide whether or not to approve the transfer.

What are the tax implications of selling my structured settlement?

Reliance Funding cannot legally answer any tax related questions. For questions regarding the tax implications of a transaction, we recommend that you contact a C.P.A. or a tax attorney.

I've sold part of my structured settlement payment stream before. Can I sell more?

Yes. You can sell any remaining structured settlement payments for a lump sum.

How long does it take to get a quote?

Once an executive buyer from Reliance Funding has described the process and has evaluated your specific situation and financial needs, he/she can then provide you with several options in as little as 5 minutes.

Is the offer for my structured settlement payments guaranteed?

Yes, our offer is guaranteed and is paid to you once we obtain a court order approving the transfer and sign-off from your insurance company.  We have experienced attorneys nationwide that help us in getting a court order to approve your transaction, who have a very good track record of success.

How long will it take to receive my lump sum?

The timeline for a structured settlement transfer depends on the state you reside in and your case specific circumstances.  On average it takes 45 days from the time we file until the time you receive your lump sum.

How do I get started?

It is easy to get started. Simply contact us using this form or by calling us at 1-844-678-7540. An experienced executive buyer will discuss your situation and offer you several options. Once you decide which option is best for you we will initiate the process to get you your cash.